It’s easy to be cynical about something that is the centre of big claims. How many big fads have come in to fashion and disappeared in the space of weeks, even days? As humans we are practically conditioned to be cynical, and certainly to be skeptical, and there’s not even a lot wrong with that. Healthy cynicism can enable you to avoid being fleeced for money you can ill afford to spend. What is important is to ensure that you don’t let it run wild.
You see, one area where cynicism reigns is in the field of finances. If you’re told that a system can allow you to make massive savings, it’s natural to question it on various fronts – not least on the size of those savings. Leaving aside for a moment the fact that any saving that doesn’t affect quality is a good thing, it’s important to be realistic about how much you can save. It’s next to impossible to live for free or even nearly free, but how much can you save without negatively affecting your life?
When it comes to dental discount cards, there are people who will tell you that you’ll spend more to get the card than you’ll ever save. They may speak from experience in some cases, because if you pay for a plan and then use it just once or not at all, the chances are it won’t get the chance to save you money. But if you’re of the understanding that you’re paying out big for a card that will knock 25% off your treatment, then you should maybe look closer at the offers that are available.
The truth of the matter is that – although initial outlays depend on the plan that you’re paying out for – savings on offer from dental discount cards can reach above 75%. In no way is that an insubstantial amount. If your treatment was set to cost $500, a 75% saving means it comes down to $125 – a saving of $375. While, again, prices depend on what you are paying out for, over the life of a plan you could very well come out far ahead of what you expected.
What’s essential is to shop around and find a plan that really works for you. There are many providers out there with a range of different deals. Go into the deal with a realistic outlook and you may well find that you’re saving a lot of money, especially compared with standard dental insurance plans.